Cash Flow Estimator

Project your cash position over the next 12 months based on expected inflows and outflows.

Cash Flow Estimator (12-month)

Growth rate applies to inflow only (e.g. 5% means revenue grows 5% each month). Leave at 0 for a flat projection.

How This Works

Each month: Closing balance = Opening balance + Inflow − Outflow. Next month's opening balance is this month's closing balance.

If you apply a growth rate, inflow compounds each month — useful for modelling a growing business rather than a flat one.

Simplified projection. Assumes consistent monthly patterns plus one optional one-time event. Real cash flow has seasonality, payment timing delays, and irregular expenses — use this as a directional planning tool, not a substitute for detailed financial forecasting.