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PPF Calculator

Calculate your Public Provident Fund maturity value at the current 7.1% rate (Q1 FY 2026-27).

PPF Calculator

Maximum ₹1,50,000 per year. Minimum lock-in is 15 years; extendable in blocks of 5 years thereafter.

Current PPF rate: 7.1% p.a. (Government of India, Q1 FY 2026-27, unchanged since April 2020).

PPF Rules 2026-27

Interest rate7.1% p.a.
Min. annual deposit₹500
Max. annual deposit₹1,50,000
Lock-in period15 years
Extension5-year blocks after maturity
Tax treatmentEEE — fully tax-exempt

Interest is compounded annually but calculated monthly on the lowest balance between the 5th and last day of each month — deposit before the 5th to maximise interest for that month. Eligible for Section 80C deduction up to ₹1.5 lakh.

Estimate only. Assumes constant annual investment and unchanged interest rate for the full tenure. The actual PPF rate is reviewed quarterly by the Government of India and may change.