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Estimate the future value of your SIP or lumpsum mutual fund investment.
SIP / Mutual Fund Calculator
Total invested amount—
Estimated returns—
Maturity value—
SIP vs Lumpsum
SIP: M = P × [(1+r)n − 1] / r × (1+r)
Fixed amount invested monthly, benefits from rupee-cost averaging.
Lumpsum: M = P × (1+r)t
One-time investment, compounds over the full period.
Typical Return Ranges (Reference Only)
Large-cap equity funds
10–13%
Mid/small-cap funds
13–16%
Hybrid/balanced funds
9–12%
Debt funds
6–8%
These are illustrative long-term historical ranges, not guarantees. Actual fund performance varies significantly.
Mutual fund investments are subject to market risk. Past performance does not guarantee future returns. This calculator provides an estimate based on your assumed rate only — it is not investment advice. Read all scheme documents carefully.